How Does Faircent Make Money? The Revenue Model Of Faircent

Faircent is a Peer to Peer (P2P) lending platform where borrowers and lenders can interact with each other to negotiate the terms of the loan agreement including the rate and tenure of the loan disbursement. 

Have you ever wondered how makes money? In this post we will discuss the Revenue Model of Faircent. 

The Revenue Model of Faircent. 

Faircent provides a common platform for borrowers and sellers to interact and negotiate the terms of a loan agreement amongst themselves. 

Faircent makes money in the following ways: 

Registration Fees: Faircent charges a one-time registration fees for lenders and borrowers to get registered on their platform. However, note that Faircent verifies the financial profile of all borrowers and lenders registered on their platform and it has to incur certain costs in this regard. 

Processing or Transaction Fees: The real Income of Faircent comes from the processing or transaction fees that it charges on each loan disbursal. The transaction fee is based on a percentage of the loan disbursed and is charged from both the borrower and the lender. 

This is the revenue model of Faircent. 

Important Note: 

Note that Faircent does not guarantee the principal amount to lenders and therefore it is important for the lender to consider the risk profile of the borrower(s) before lending any money to them. 

I want to make this very clear that this post simply a discussion of the revenue model of Faircent and not a recommendation of their platform. There is always a fair degree of risk involved in lending through any peer to peer interface. 


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